CallTextFree Claim Review
    CHARLOTTE, NORTH CAROLINA

    Public Adjuster Charlotte NC

    Hail-damaged roofs, denied or underpaid claims, and large commercial and multifamily losses across the Charlotte metro, handled by a licensed North Carolina public adjuster

    Service Area

    Charlotte, Concord, Huntersville, Cornelius, Matthews, Mint Hill, Pineville, Gastonia, Monroe, Mooresville, Kannapolis

    Also Cabarrus, Union, Gaston, Iredell and Lincoln counties

    Contact
    (919) 299-6673
    Claims@MantisClaims.com
    How We Work Here

    Remote intake and paperwork; on-site inspection when the loss calls for it

    Licensed statewide, NC License #21778092

    OUR SERVICES

    Charlotte Area Insurance Claims Services

    The Charlotte metro is the state's largest concentration of insured property: towers and office parks uptown and in South End, distribution and light-industrial buildings along I-85 and I-77, townhome and condominium communities run by associations, and a great many roofs of the same age going through the same hailstorms. The disputes that follow are about scope and matching as often as about coverage, and those are the disputes a public adjuster is built for.

    Hail & Wind Roof Claims

    Spring and summer hail is the recurring loss in the Charlotte area, and the carrier's answer is often a partial repair or a denial:

    • •Repair-versus-replacement disputes on shingle and metal roofs
    • •Matching of shingles, siding and trim under North Carolina policy language
    • •Gutters, screens, HVAC fins, fences and other collateral hail damage left off the estimate
    • •Wind-lifted shingles and creased tabs the field adjuster called wear
    • •Second inspections and reinspection requests after a low estimate

    Commercial & Association Claims

    Mecklenburg's commercial and multifamily stock brings claims with more parties and larger numbers:

    • •Office, retail and mixed-use buildings uptown and along the light-rail corridors
    • •Warehouses and distribution facilities along I-85, I-77 and I-485
    • •Condominium and townhome associations: master policy versus unit-owner coverage
    • •Apartment communities with roof, water and business-income components
    • •Churches, private schools and institutional properties

    Fire, Water & Storm Losses

    Beyond hail, the losses that turn into disputes in the metro:

    • •Kitchen and electrical fires with smoke damage through the whole structure
    • •Burst pipes, appliance failures and water intrusion behind finishes
    • •Fallen trees and wind damage from summer storms and hurricane remnants
    • •Additional living expense and business interruption while repairs run
    WE WORK REMOTELY, ALL OF NORTH CAROLINA

    You Don't Need a Public Adjuster Down the Street

    A North Carolina public adjuster license is a state license. Most of a claim is documents, photographs, estimates and correspondence, and all of that moves by phone, email and e-signature. For a Charlotte-area claim that means the policy review, the estimate rebuttal and the carrier correspondence start the day you call, and we come to Mecklenburg, Cabarrus, Union or Gaston County for the inspection.

    1
    It starts by phone, text or email

    Send the policy, the carrier's estimate or denial letter, and your photos. We read them where we are and tell you straight whether representation will move the claim.

    2
    The paperwork is remote

    Contracts are signed electronically, documents travel by email, and the carrier correspondence comes to us. You never have to drive to an office.

    3
    The inspection is in person

    When the loss warrants it, a licensed public adjuster comes to the property, anywhere in North Carolina, and documents the damage alongside your contractor if you have one.

    4
    The negotiation runs wherever you are

    Scope, pricing, coverage arguments and the back-and-forth with the adjuster are handled by us. You get updates by the channel you prefer and sign off on the outcome.

    Every county is covered; see the statewide service area.

    WHAT WE BRING TO MECKLENBURG COUNTY

    Mecklenburg County Claims Knowledge

    Charlotte-area hail claims turn on documentation of test squares, collateral damage and matching, which we photograph and measure ourselves
    Large-loss commercial and association claims need a claim file the carrier's desk adjuster cannot wave away, and that is the file we build
    The Mecklenburg, Cabarrus, Union and Gaston housing stock shares roof ages, so what a carrier did on the neighbours' claims is relevant and we ask
    Estimates written in the carrier's own estimating platform and line items, so the negotiation is about facts, not formats
    One licensed public adjuster on the file from first call to settlement, reachable by phone, text or email
    NC LICENSE #21778092 • BOND #101008840

    Need a Public Adjuster in Charlotte?

    Start with a free claim review. Send the policy and the carrier's paperwork; we tell you what the claim is worth pursuing.