FAYETTEVILLE & THE SANDHILLS

    Public Adjuster Fayetteville NC

    Hurricane, flood, wind, fire and water claims for homeowners, landlords and military families across Fayetteville, Cumberland County and the Sandhills

    Service Area

    Fayetteville, Hope Mills, Spring Lake, Raeford, Lumberton, Dunn, Lillington, Sanford, Pinehurst, Southern Pines

    Also Harnett, Hoke, Robeson, Sampson, Moore and Lee counties

    Contact
    (919) 299-6673
    Claims@MantisClaims.com
    How We Work Here

    Remote intake and paperwork; on-site inspection when the loss calls for it

    Licensed statewide, NC License #21778092

    OUR SERVICES

    Fayetteville Area Insurance Claims Services

    Fayetteville's claims history is written by the Cape Fear River and the storms that feed it: Hurricane Matthew in 2016 and Florence in 2018 put whole neighbourhoods under water, and the wind and rain from every tropical system since has reached Cumberland County. Layer on a large population of military families who own, rent out or are posted away from their homes, and you get claims that need someone local to the paperwork even when the owner is not local to the property.

    Hurricane, Wind & Flood

    Tropical systems reach the Sandhills with wind first and water second, and the two are covered differently:

    • •Wind-driven rain and roof damage versus rising water, and which policy pays for what
    • •Tree impacts, fence and outbuilding losses, and the interior water that follows
    • •Roof claims the carrier settled for a repair after a named storm
    • •Flood-policy claims and the gaps between the flood and homeowner policies
    • •Additional living expense while a home dries out and is rebuilt

    Landlords, Military Families & Absent Owners

    A lot of Cumberland County property is owned by people who are not standing in front of it:

    • •Rental houses and small multifamily buildings with tenant-reported damage
    • •Homes owned by service members deployed or posted out of state
    • •Property managers coordinating a claim for an owner elsewhere
    • •Landlord policies: loss of rents, vandalism and tenant-caused damage
    • •Vacant-property conditions and the coverage questions they raise

    Fire, Water & Commercial

    The everyday losses that turn into disputes in Fayetteville and the surrounding towns:

    • •House fires and smoke damage through the whole structure and contents
    • •Pipe breaks, water heaters and slow leaks behind finishes
    • •Retail, restaurant and office claims along Skibo Road, Bragg Boulevard and downtown
    • •Churches and community buildings with older roofs and older policies
    WE WORK REMOTELY, ALL OF NORTH CAROLINA

    You Don't Need a Public Adjuster Down the Street

    A North Carolina public adjuster license is a state license. Most of a claim is documents, photographs, estimates and correspondence, and all of that moves by phone, email and e-signature. For a Cumberland County claim that means an owner in another state, or another country, can run the whole claim with us by phone and email while we handle the property in Fayetteville in person.

    1
    It starts by phone, text or email

    Send the policy, the carrier's estimate or denial letter, and your photos. We read them where we are and tell you straight whether representation will move the claim.

    2
    The paperwork is remote

    Contracts are signed electronically, documents travel by email, and the carrier correspondence comes to us. You never have to drive to an office.

    3
    The inspection is in person

    When the loss warrants it, a licensed public adjuster comes to the property, anywhere in North Carolina, and documents the damage alongside your contractor if you have one.

    4
    The negotiation runs wherever you are

    Scope, pricing, coverage arguments and the back-and-forth with the adjuster are handled by us. You get updates by the channel you prefer and sign off on the outcome.

    Every county is covered; see the statewide service area.

    WHAT WE BRING TO CUMBERLAND COUNTY

    Cumberland County Claims Knowledge

    Wind-versus-water is the argument that decides Sandhills storm claims, and we document the sequence of the loss the way the policy language requires
    Absent owners get a claim run entirely by phone, email and e-signature, with the inspection handled on site by us, not by a tenant with a phone camera
    Landlord policies are read for loss of rents and the exclusions carriers reach for on rental property
    Estimates written in the carrier's own estimating platform and line items, so the disagreement is about facts
    One licensed public adjuster on the file from first call to settlement, by phone, text or email
    NC LICENSE #21778092 • BOND #101008840

    Need a Public Adjuster in Fayetteville?

    Start with a free claim review. Send the policy and the carrier's paperwork; we tell you what the claim is worth pursuing.