CLAIM DISPUTES

    Insurance Claim Denied or Underpaid?

    A licensed public adjuster can review your claim, identify issues, and assist with the dispute process

    If your insurance claim has been denied, delayed, or you received a settlement that doesn't cover the actual cost of repairs, you have options. A licensed public adjuster can review your claim, identify gaps in documentation, and assist in preparing a supplemental claim or dispute.

    COMMON ISSUES

    Common Reasons Claims Are Denied or Underpaid

    Claim Denials

    • •Policy exclusion disputes
    • •Late reporting allegations
    • •"Pre-existing damage" determinations
    • •Coverage interpretation disagreements

    Underpayment Issues

    • •Settlement lower than repair costs
    • •Excessive depreciation applied
    • •Scope of damage underestimated
    • •Additional living expenses denied

    How We Help

    • •Review your denial letter and policy
    • •Identify documentation gaps
    • •Prepare supplemental claims
    • •Negotiate with the insurer

    Your Options

    • •Request a claim re-evaluation
    • •File a supplemental claim
    • •Invoke appraisal clause
    • •File complaint with NC DOI
    YES, WE CAN HELP

    Can a Public Adjuster Help After a Denial?

    Yes. A public adjuster can be hired at any stage of the claim process, including after a denial or partial payment. Many policyholders engage a public adjuster specifically to:

    •Review the denial letter and identify the stated basis for denial
    •Conduct an independent property inspection to document damage
    •Prepare additional documentation to support the claim
    •Resubmit the claim with a comprehensive damage assessment
    FREE REVIEW

    Claim Denied? Get a Free Review

    Licensed & Bonded Public Adjuster — NC License #21778092 • Bond #101008840