STORM DAMAGE CLAIMS

    Storm Damage Insurance Claims

    Licensed public adjuster helping North Carolina property owners document and negotiate storm damage insurance claims

    Storms are the leading cause of property damage insurance claims in North Carolina. From hurricanes along the coast to severe thunderstorms and tornadoes across the Piedmont, storm damage can be extensive and difficult to fully document without professional assistance.

    WHAT WE DOCUMENT

    Storm Damage We Help Document

    Wind Damage

    Roof damage, siding damage, broken windows, structural shifting, fallen trees, and debris impact from straight-line winds and tornadoes.

    Hurricane Damage

    Combined wind and water damage, roof loss, flooding, mold growth, structural compromise, and extended displacement from major storms.

    Hail Damage

    Roof shingle damage, gutter damage, siding dents, window cracks, HVAC damage, and vehicle damage from hailstorms.

    Tornado & Severe Weather

    Total or partial structure loss, debris removal, emergency repairs, temporary housing, and complete property reconstruction.

    KNOW THE FACTS

    Why Storm Claims Are Often Underpaid

    1.Hidden damage is missed during initial insurance inspections
    2.Insurance adjusters may use lower-cost repair estimates
    3.Depreciation calculations can reduce payouts significantly
    4.Pre-existing damage exclusions may be applied too broadly
    5.Business interruption and additional living expenses are often undervalued
    COMMON QUESTIONS

    Frequently Asked Questions

    Should I hire a public adjuster for storm damage in North Carolina?

    A licensed public adjuster can document storm damage thoroughly and negotiate with your insurance company on your behalf. Many policyholders find that professional representation results in more complete claim documentation and evaluation.

    What does a public adjuster do for hurricane damage claims?

    A public adjuster inspects the property, documents all damage including hidden structural issues, reviews your insurance policy, prepares a detailed claim estimate, and negotiates with the insurance company during the claims process.

    How much does a public adjuster charge for storm claims?

    Public adjusters typically work on a contingency fee basis. All fees are disclosed in a written agreement before representation begins. During declared disasters, fees may be limited by North Carolina law.

    NC LICENSE #21778092 • BOND #101008840

    Storm Damage? Request a Claim Review

    Licensed & Bonded Public Adjuster — NC License #21778092 • Bond #101008840